Lock & Shop Program

With our Lock & Shop program, you can shop for a home without worrying about rising mortgage interest rates.

Buying a home can often be complicated and stressful. In order to reduce anxiety over rising interest rates, 1st Priority Mortgage offers a program called “Lock & Shop.” With this program, borrowers can lock in today’s low interest rate, providing potential homebuyers peace of mind while still looking for a home.

Typically, you need a purchase contract before you can lock in an interest rate on your mortgage. But with our new Lock & Shop program, you can get rate protection for up to 75 days! You’ll have 30 days* to find a home and execute a Sales Agreement, then you can use the remaining term of the lock to close on your property.

Our Lock & Shop program gives you the opportunity to save money, should interest rates continue to rise, and helps you manage your homebuying budget by letting you know that you’re pre-approved for a mortgage at a specific rate.

A 1st Priority Mortgage Consultant can provide you with more information about our Lock & Shop program. Get pre-qualified now to help us connect you to a mortgage consultant near you.

Get Pre-Qualified


*Borrower must provide executed sales agreement within 30 days. Offer of credit subject to credit approval.

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NMLS #29600. Contact 1st Priority Mortgage, Inc. for mortgage products and eligibility. 1st Priority Mortgage, Inc. is a Licensed Mortgage Banker, New York State Department of Financial Services-License number LMBC 107183. The Connecticut Dept. of Banking Consumer Credit Division-License number ML-29600. The Florida Office of Financial Regulation-Division of Consumer Finance-License number MLD2477. The New Jersey Dept. of Banking & Insurance. The Pennsylvania Department of Banking and Securities as a Mortgage Lender-License number 104688. All lending products are subject to credit and property approval. Terms, conditions, and certain restrictions may apply on all programs. Interest rate and program terms are subject to change without notice. This is not a commitment to lend. Contact a 1st Priority Mortgage Consultant for full details. 6000 Sheridan Drive, Williamsville, NY 14221 (888) 500-9733.
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